1 Introduction

2 Background
2.1 Scam Exposure and Victimization
2.2 Scam Types and Technology's Role in Scams
2.3 Limitations of Reporting-based Data Sources

3 Methods
3.1 Survey Overview
3.2 Survey Questions
3.3 Analysis

4 Results
4.1 Users in Less Affluent Countries Are at Greater Risk
4.2 Scam Exposure Does Not Reduce Victimization Rate
4.3 Top Scam Types Are Fairly Consistent Across Countries
4.4 From First Contact to Payment, the Internet Plays a Key Role
4.5 Many Scams Go Unreported

5 Discussion
5.1 Drivers of Scam Victimization Across Countries
5.2 Addressing the Scam Problem: Potential Interventions
5.3 Scope for Future Research

6 Conclusion